Super & payroll, Simplified
Turn the 1 July Payday Super mandate into your competitive advantage with dual-rail payment solutions built for the future.
Subscribe for InsightsSeamless payments Better outcomes
Dual-Rail Flexibility
Seamlessly manage high-volume BECS distributions alongside real-time NPP payments to balance cost, speed, and compliance.
Edge-Case Optimisation
Our hyper-flexible solutions can help design payment flows that are tailored to your business processes and requirements.
Non-Negotiable Accuracy
Reduce the burden on payroll officers. At scale, errors are costly – we help ensure payments are right the first time to protect your reputation and your bottom line.
Trust for Both Sides
Create a frictionless experience that builds loyalty for employees and peace of mind for employers.
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"By validating fund details up-front, moving money in real-time, and providing live confirmations and a single audit trail, SMBs will see fewer errors, faster settlement and clear proof of action to meet new requirements. That means better outcomes for business and employees alike."Ben Thompson CEO, Employment Hero

"By validating fund details up-front, moving money in real-time, and providing live confirmations and a single audit trail, SMBs will see fewer errors, faster settlement and clear proof of action to meet new requirements. That means better outcomes for business and employees alike."Ben Thompson CEO, Employment Hero
Transformative payment solutions
Zepto’s real-time, account-to-account payment solutions integrate with ease, can transform business operations, improve efficiencies, and radically enhance customer experience.
Enterprise PayID
Zepto’s flagship instant-funds transfer solution supercharges millions of transactions each day with the unique, industry-first capability to activate thousands of PayIDs instantaneously. Create a unique PayID® for every customer to facilitate instant, easy payments and accurate, automated reconciliation. More here >
NPP Payments
Payments on the New Payments Platform [NPP] can deliver your customers a seamless, real-time digital payments experience. With Zepto's clever API, you can receive and disburse funds in real time on the NPP. When complex enterprise payment flows are at play, every zeptosecond counts. More here >
Stored Value
Store funds indefinitely. Move them flexibly. Transforming your customer experience and business operations is about more than just speed of payment. Fast is great — sure — but precision, security and flexibility is where the rubber really hits the road. More here >
Direct Debit
Say goodbye to paper forms and manual handling. By hitting every exchange point with Zepto's API-powered, data-rich enterprise direct debit solution, you can reduce dishonours, and maximise one-off and recurring payment success. More here >
PayTo
PayTo® is a modern way for businesses to collect payments from their customers’ bank accounts and have them settle in real time, all the time—like an always-on, instant direct debit. PayTo delivers the set-and-forget benefits of direct debits and cards with a decreased risk of missed payments and fraud. More here >
ZEPTO VALIDATE
Zepto Validate is designed to enhance payment security. It extends the name matching capabilities of Confirmation of Payee by overlaying Zepto’s proprietary payment intelligence for deeper insights to help protect against scams and mistaken payments before funds are transferred. More here >
Direct Debit
Say goodbye to paper forms and manual handling. By hitting every exchange point with Zepto's API-powered, data-rich enterprise direct debit solution, you can reduce dishonours, and maximise one-off and recurring payment success. More here >
Enterprise PayID
Zepto’s flagship instant-funds transfer solution supercharges millions of transactions each day with the unique, industry-first capability to activate thousands of PayIDs instantaneously. Create a unique PayID® for every customer to facilitate instant, easy payments and accurate, automated reconciliation. More here >
PayTo
PayTo® is a modern way for businesses to collect payments from their customers’ bank accounts and have them settle in real time, all the time—like an always-on, instant direct debit. PayTo delivers the set-and-forget benefits of direct debits and cards with a decreased risk of missed payments and fraud. More here >
NPP Payments
Payments on the New Payments Platform [NPP] can deliver your customers a seamless, real-time digital payments experience. With Zepto's clever API, you can receive and disburse funds in real time on the NPP. When complex enterprise payment flows are at play, every zeptosecond counts. More here >
ZEPTO VALIDATE
Zepto Validate is designed to enhance payment security. It extends the name matching capabilities of Confirmation of Payee by overlaying Zepto’s proprietary payment intelligence for deeper insights to help protect against scams and mistaken payments before funds are transferred. More here >
Stored Value
Store funds indefinitely. Move them flexibly. Transforming your customer experience and business operations is about more than just speed of payment. Fast is great — sure — but precision, security and flexibility is where the rubber really hits the road. More here >