SLOW money

SMART money

Zepto Connect newsletter highlights

See why our monthly update is a favourite with the payments curious and the cognoscenti.

Get the Lowdown

July 2024

NXNE Summit 2024: Elevate

The Zepto team jetted off to the Gold Coast for our annual all-company summit!

With the theme being Elevate, this year’s event was a powerful testament to our collective drive to reach new heights and redefine what’s possible. Being a remote-first organisation, these events provide the perfect opportunity for us to connect, bond and elevate.

From an inspiring keynote by Mark Mathews, to fireside chats with Zepto customers and payment industry big-hitters, to arcade antics at the Hijinx Hotel – it was a week to remember.

See what went down.

Spaceship Soaring

Spaceship is a financial services company on a mission to enable Australians to invest in their future. Looking to enhance its operational environment and elevate its customer experience, it zeroed in on better payments as an enabler of both.

We were recently joined by Spaceship's COO — Katrina Sly — for a Pioneering Perspectives conversation. Katrina described how partnering with Zepto meant that Spaceship could fast-track the delivery of enhanced customer payment experiences on the real-time payment rails of the NPP.

Read more on how Zepto's Stored Value and PayTo are enabling Spaceship with #ABetterWayToPay.

BECSit: Are You Ready?

The targeted 2030 retirement of Australia's BECS payment framework is fast becoming a consequential date for businesses.

As this article states, "The payments industry is leading the transition, and has a target date of 2030 as the world moves on from punch cards and batches of 'business day only' payments."

Consumers already want what 2030 will bring to payments — speed, security and simplicity. But delivering that will take more than a magic wand. Directly connected to Australia's real-time payment infrastructure, Zepto is a trusted guide for enterprises navigating their way through 'BECSIT' and modernising their payment experiences.

We're here to help you plan your BECSit.

June 2024

Merchant Risk Council Conference

At the Merchant Risk Council conference on 18 June, RBA's Head of Payments Policy, Ellis Connolly, delivered the 'Online Retail Payments – Some Policy Issues' keynote calling out PayTo as an alternative to cards for retail payments. PayTo, he noted, "provides a convenient and secure way for consumers to authorise merchants to initiate a payment from their account via the NPP."

Also on the agenda was the ‘Navigating PayTo – Retail Insights, Mandates and Opportunities' session. Zepto's Justin Steer was on-panel alongside Katrina Stuart [AP+] and Adam Gruyich [ANZ]. The trio explored PayTo's impact on retail experiences, and took a closer look at the NPP.

Fetch x Zepto

Zepto customer and Australian pet insurance industry trailblazer, Fetch, delivers real-time payouts to vets as a customer experience differentiator in a booming sector.

As Phil Wilson-Brown, co-founder of Fetch put it: “There is no proposition without those real-time payouts to vets, and Zepto created that facility for us. It's had a huge impact.” More HERE.

PayTo for Telcos

In this piece penned for TechDay Australia, Zepto’s Chris Ponton Dwyer discusses a compelling use case for PayTo.

May 2024

The Future of Money is...

We loved seeing Zepto CEO, Chris Jewell, in full flight delivering a TED-style presentation at the Innovation Bay 'Inspire' event in Sydney.

The event brought together 250 influential people in the ANZ startup industry for a crowdsourced collage of what the future holds told by the people who are building and investing in it.

Finnies 2024: Finalists

We are so chuffed to have made the cut for two awards at this year's program. A hat-tip to our friends at OZEDI who join us in the Excellence in Industry Collabs category.

We're in awe of the calibre of people, businesses and partnerships in the finalists mix. The Australian fintech ecosystem is on fire and we're so happy to be a part of it.

Check out the full list of 2024 finalists — a special shout-out to our valued customers who were also nominated across a range of categories.

Nacha Smarter Faster Payments Conference

Chris Jewell and Justin Steer [Head of Solutions & Customer Success] represented Zepto at the Nacha Smarter Faster Payments conference in Miami in early May.

Each year, the Nacha conference becomes the centre of the real-time payments universe. This year was no exception with conference streams focusing on disruptive ideas & technologies, smarter & faster payment experiences, compliance & regulation, cybersecurity & risk — all things we obsess about at Zepto.

Chris co-presented the 'Enabling Commerce in Faster Payments' session with Elizabeth McQuerry from Glenbrook Partners to a full house at Nacha. To see what went down in Miami, click HERE to view Chris & Elizabeth's full Nacha conference recap.

April 2024

A Deep Dive into the AP+ Beyond Tomorrow Summit

Zepto's Banking and Payment Operations Lead, Ben Bianchi, was on hand [and on-stand] at Beyond Tomorrow, and he was taking notes. Here are his key takeouts from the event.

Welcome, Colin Baines

Zepto has announced the appointment of Colin Baines as Chief Commercial Officer. This latest addition to the Executive Leadership team is part of Zepto's drive to extend its market share as the adoption of real-time payments accelerates. We couldn't be more pleased to have Colin aboard! More here.

Cash Flow Conundrums of Real-Time Payments and Payday Super

Last month, our Head of Sales & Relationships, Suzie Slingsby, moderated a Zepto Connect webinar session entitled 'Unlocking Efficiency: Exploring Real-Time Payments For Payroll & Super'. The conversation covered familiar territory and new ground, including a pair of curious — almost contradictory — impacts that real-time payments and payday super might have on business cashflow.

Read more about the session here, and watch the full session replay here.

March 2024

Beyond Tomorrow: Presented by Australian Payments Plus

We're still buzzing after the 'Beyond Tomorrow' summit presented in Sydney a fortnight ago by our friends at Australian Payments Plus. From the engaging panels to the awe-inspiring presentation by Mark Mathews, it was an event to remember.

We were thrilled to be Platinum sponsor and raise nearly $1100 for Disaster Relief Australia with our live PayTo and PayID demos. See more about the day here!

Zepto Connect Webinar Replay

Our recent virtual fireside chat provided valuable insights into the benefits of real-time payments for payroll & super. Our panel explored the impact that real-time payments can have on employee satisfaction, messaging, compliance and reporting considerations, integration with existing payroll processes, cash flow uplift and cost savings for businesses.

Does "what’s working" cut it anymore? We don't think so. Now is the time to get ahead of the curve and reimagine what’s possible with payroll. Watch the replay.

Insights from Zepto's Mariana Paun

Zepto's Head of Information Security & Technology, Mariana Paun joined a stellar cast at Marvel Stadium for the Cyber Resilience Summit VIC in early March 2024. Here are Mariana's key takeaways from the event.

February 2024

2030: A Line in the Sand

With the scheduled 2030 retirement of BECS, the payments modernisation starter's pistol has been fired.

In this article, Chris Ponton Dwyer highlights six major areas of focus for organisations as they transition to a rapidly-approaching real-time payments future.

Customer Update

Flexible work & staff-on-demand platform Jump has gone live with PayTo, Float and NPP Payouts.

Zepto Connect Webinar Replay

Our first Zepto Connect webinar of the year was a cracker. Our panel of big hitters covered a lot of territory on what 2024 has in store for Australian payments. Catch the replay over on our YouTube channel!

From the Archives

December 2023 — Public Policy Work

We put huge effort into influencing the future of payments regulation by making submissions to Treasury’s consultations. As pioneers of payments innovation in Australia, Zepto is well positioned to provide insights to Treasury.

So, it was super satisfying to see in early December that Treasury had accepted a number of our recommendations.

Likewise, following a submission on Treasury's Consumer Data Right draft legislation to enable Action Initiation, we joined a Senate Economics Legislation Committee’s inquiry into Treasury Laws Amendment.

November 2023 — WIPAUS2023 Symposium

The Women in Payments annual symposium took place in Melbourne in November, delivering two days of high quality content and invaluable interactions.

As a remote-first business, events like this are vital to Zepto. Not just as a way to engage our industry, prospects and customers, but also to catch-up IRL with colleagues who we typically only see on laptop screens.

Zepto's WIPAUS2023 squad represented with aplomb. Read all about it here.

October 2023 — Byron - Sydney - Vegas

In mid-October 2023, Zepto CEO Chris Jewell joined Ethan Teas [EGM Payments at CBA] and Leigh O'Neill [EGM Money at Xero] in the 'How Australia can connect & lead the world in fintech [again]' session at the epic SXSW Sydney event. Then it was wheels-up for Chris and Zepto co-founder, Matt Cheers, as they took off for Money 20/20 USA in Las Vegas — the world’s biggest, most influential gathering of the global money ecosystem.

September 2023 — Intersekt Connections

In late August, Fintech Australia assembled another world-class line-up of speakers, masterclasses, keynotes and panels for Intersekt. We were delighted to have Zepto voices in a pair of them on Day-1. Watch Session 10: Banking Transformation & The Future of Fintech Ecosystem Collaboration; Watch Session 11: Payments Players Fast Friends, Foes or Frenemies.

August 2023 — Breaking New Ground

We are super proud of this latest payments game-changer created for OZEDI to deliver Australia’s first instant super fund payments. OZEDI delivers critical data swiftly, securely and cost effectively enabling software companies to offer their customers Single Touch Payroll, SuperStream, Standard Business Reporting and eInvoicing. This first-of-a-kind partnership allows businesses to instantly and securely pay contributions to super funds via the New Payment Platform [NPP] with a new PayTo-powered SuperStream service, bringing real time payments into critical parts of the financial services industry. Read more.

July 2023 — CDR Month 2023

June was CDR Month — a joint initiative from Fintech AustraliaAustralian Information Industry Association [AIIA], and FDATA ANZ. We loved seeing Zepto co-founder Trevor Wistaff in action on the 'CDR and the future of payments' panel at the marquee closing event — the CDR Month Showcase in Sydney.